1. Acceptance of Terms
By accessing, browsing, registering for, or using any website, application, platform, software, tool, content, or service provided by Unscammed AI LLC (the “Company,” “Unscammed,” “we,” “us,” or “our”), you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service (the “Terms”).
If you do not agree to these Terms, you must not access or use the Services.
Nothing in these Terms excludes, restricts, or limits any mandatory consumer rights or statutory protections available to you under applicable laws in the United States, United Kingdom, or European Union.
2. Description of Services
The Company provides cybercrime and scam-related support services intended to assist individuals and businesses in identifying, documenting, and responding to suspected fraud, scams, or cyber-enabled crime (the “Services”), which may include, without limitation:
- Administrative preparation and submission of reports to law enforcement agencies, regulators, financial institutions, or other relevant authorities;
- Guidance and administrative support in documenting and reporting cybercrime incidents;
- Analysis of suspected scam activity using publicly available information and customer-supplied data;
- Cyber hygiene education, scam awareness training, and personal data exposure assessments;
- Searching for and submitting opt-out or removal requests to data broker and people-search websites;
- Live or near-real-time scam analysis and detection tools;
- Educational programs and simulations designed to improve scam awareness and prevention;
- Access to optional cyber or scam insurance products offered solely by independent, licensed third-party insurers.
2.1 Regulatory and Professional Disclaimer
The Services:
- Do not constitute regulated legal, financial, insurance, cybersecurity, or law-enforcement services in any jurisdiction;
- Are provided for informational, educational, and administrative purposes only;
- Do not replace independent professional advice where such advice is required or appropriate.
2.2 Insurance Disclaimer
The Company:
- Is not an insurer, insurance broker, intermediary, underwriter, or claims administrator;
- Does not bind insurance coverage, assess claims, or make coverage determinations;
- Makes no representations regarding insurance eligibility, acceptance, pricing, or claim outcomes.
All insurance products are governed solely by the terms and conditions of the issuing insurer.
3. Eligibility
You represent and warrant that:
- You are at least eighteen (18) years of age or have legal authority to act on behalf of another individual or entity;
- All information you provide is accurate, current, and complete;
- You have not previously been suspended, terminated, or restricted from using the Services for misuse or unlawful conduct.
4. Client Obligations
You agree to:
- Provide truthful, accurate, and complete information;
- Cooperate reasonably with Service processes;
- Use the Services lawfully, ethically, and in good faith;
- Refrain from misusing any reports, outputs, tools, or content for deceptive, unlawful, or abusive purposes.
You acknowledge that failure to comply may result in suspension or termination of access.
5. Fees and Payment
Certain Services may require payment of fees, including one-time fees or recurring subscription charges.
All fees will be disclosed prior to purchase and confirmed through an order form, quote, or service agreement.
You may cancel your subscription at any time from your dashboard. When you cancel, your paid features remain available until the end of your current billing month (measured from your billing anniversary date), after which your account moves to our free plan. Monthly subscriptions are non-refundable; cancellation stops future charges. Annual subscriptions are charged for the billing months elapsed, including the month in which you cancel, and the remaining full months of the annual term are refunded automatically to your original payment method. Changes between business plans take effect immediately, with any price difference charged or credited on a prorated basis.
Nothing in this section limits statutory cancellation or refund rights available to UK or EU consumers.
6. No Guarantee of Recovery
You expressly acknowledge and agree that:
- The Company does not guarantee the recovery or return of funds, digital assets, or personal data;
- Any opinions, estimates, assessments, or indicators provided are non-binding and informational only;
- Outcomes depend on third parties beyond the Company’s control;
- You remain solely responsible for safeguarding your accounts, reporting incidents, and mitigating losses.
7. Data Protection and Privacy
The Company processes personal data in accordance with applicable privacy laws, including GDPR, UK GDPR, and relevant U.S. privacy statutes.
7.1 Legal Bases for Processing (UK/EU)
Processing is conducted based on contractual necessity, consent, legitimate interest, or legal obligation.
7.2 Security Measures
The Company implements reasonable technical and organizational safeguards, including encryption, access controls, and confidentiality obligations.
7.3 Recording and Monitoring Consent
Where real-time call, message, or communication analysis is enabled, you are solely responsible for obtaining all legally required consents from all participants. The Company disclaims all liability arising from unlawful recording or monitoring.
7.4 Data Subject Rights
Where required by law, the Company will respond to verified data-subject requests within statutory timelines.
8. UK and EU Consumer Rights
If you are located in the UK or EU:
- These Terms do not limit statutory consumer protections;
- You may bring claims in your country of residence;
- Arbitration provisions apply only where lawful and voluntary.
9. Third-Party Services
The Services may involve coordination with third parties, including law enforcement agencies, financial institutions, insurers, or professional service providers.
The Company is not responsible for the actions, decisions, omissions, delays, or outcomes of any third party.
10. Prohibited Use
You must not:
- Submit false, misleading, or fraudulent information;
- Impersonate another person or entity;
- Upload unlawful, harmful, or unauthorized content;
- Circumvent security controls or safeguards;
- Reuse, copy, distribute, or exploit Company content without written permission.
11. Intellectual Property
All software, content, branding, reports, documentation, and materials are the exclusive property of Unscammed AI LLC or its licensors and are protected by intellectual property laws. No rights are granted except as expressly stated.
12. Limitation of Liability
To the maximum extent permitted by law:
- Services are provided “as is” and “as available”;
- All implied warranties are disclaimed.
Nothing in these Terms excludes liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under applicable law.
Where legally permitted, the Company’s total aggregate liability shall not exceed the amount paid by you in the twelve (12) months preceding the claim.
13. Fair Use and Service Limits
The Company reserves the right to impose reasonable usage limits, throttle access, or suspend Services to prevent abuse or ensure service quality.
14. Dispute Resolution
14.1 United States
Disputes shall be resolved through binding arbitration under AAA rules in California, where legally permitted.
14.2 UK and EU
Consumers may bring claims in local courts. Arbitration applies only where lawful.
15. Termination
The Company may suspend or terminate access immediately for violation of these Terms. Upon termination, access to Services may be revoked, subject to legal data-retention obligations.
16. Governing Law
These Terms are governed by the laws of the State of California, without prejudice to mandatory consumer protections in the UK or EU.
17. Changes to Terms
The Company may modify these Terms at any time. Material changes will be communicated. Continued use constitutes acceptance.
18. Contact Information
Unscammed AI LLC
Email: support@unscammed.com
19. General Legal Provisions
19.1 Severability
If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
19.2 No Waiver
Failure by the Company to enforce any right or provision shall not constitute a waiver of such right or provision.
19.3 Assignment
You may not assign or transfer these Terms without prior written consent. The Company may freely assign these Terms in connection with a merger, acquisition, restructuring, or sale of assets.
19.4 Entire Agreement
These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements or understandings.
19.5 Force Majeure
The Company shall not be liable for failure or delay resulting from events beyond its reasonable control, including acts of God, government actions, network failures, or labor disputes.
19.6 Survival
Sections relating to liability, data protection, intellectual property, dispute resolution, and general legal provisions shall survive termination.
19.7 Interpretation
Headings are for convenience only and shall not affect interpretation. Any ambiguities shall not be construed against the drafting party.